Effective December 31, 2017

Regular Shares

  Dividend Rate Annual Percentage Yield
$100.00-$4,999.99 0.10% 0.10%
$5,000.00-$9,999.99 0.20% 0.20%
$10,000.00-$34,999.99 0.30% 0.15%
$35,000.00-$49,999.99 0.35% 0.35%
$50,000.00 99,999.99 0.40% 0.40%

  • $25 minimum to open account
  • $1 one time membership fee 
  • Regular Shares require a $25 minimum balance at all times
  • Fees could reduce the earnings on the account 

 

Share Draft / Checking 

Dividend Rate Annual Percentage Yield
0.00 0.00

 

Share Certificates

Term Dividend Rate Annual Percentage Yield
6 month 0.35% 0.35%
12 month 0.65% 0.65%
24 month 1.00% 1.00%
36 month 1.25% 1.26%
48 month 1.50% 1.51%
60 month 1.75% 1.76%

  • $5,000.00 Minimum Deposit
  • Early Withdrawal Penalty- 90 Days Dividend
  • Certificates which are automatically renewed will receive the rate in effect on the renewal date, which may be different from the renewing certificate rate
  • Fees could reduce the earnings on the account

     

IRA Shares

Amount Dividend Rate Annual Percentage Yield
$25.00-$9,999.99 0.40 0.40
$10,000.00-24,999.99 0.45 0.45
$25,000.00-49,999.99 0.50 0.50
$50,000.00 and up 0.60 0.60
100,000.00 and up 0.70 0.70

 

IRA Certificates

Term Dividend Rate Annual Percentage Rate
12 Month 0.75 0.75
24 Month 1.15 1.16

  • Fees could reduce the earnings on the account

     

Money Market Accounts
(Big Dog Investor)

Amount Dividend Rate Annual Percentage Yield
$1,000.00-4,999.99 0.10 010
$5,000.00-24,999.99 0.20 0.20
$25,000.00-49,999.99 0.30 0.30
$50,000.00-99,999.99 0.40 0.24
$100,000.00 and above 0.50 0.50

For all Share Accounts, Dividends are paid quarterly.

*APR refers to Annual Percentage Rate