Effective December 1, 2017

*APR refers to Annual Percentage Rate

AUTO LOANS

LOAN TYPE AND TERM RATE APR*
New Auto (Up to36 Months) As Low As 1.99%
New Auto (67-75 Months) $20,000 & > As Low As 2.99%
New Auto (76-84 Months) $30,000 & > As Low As 3.99%
Used Auto (2013-2017) Same as new auto
Used Auto (2009-2012) As Low As 3.49%
Used Auto (2008 and older) As Low As 4.49%

 

Recreational Vehicle

New & Used *APR - As Low As
36 Months 3.99%
48 Months 4.25%
60 Months 4.49%
72 Months 4.74%
84 Months 4.99%
96 Months 5.24%

 

Personal Loan

   *APR - As Low As
Up to 60 Months 9.00%

  • Rates and terms are based on your credit history
  • An example of a payment is $219.11 monthly for a $10,000 loan at 2.49% for 48 months. Please click on calculators for other payment options or call your loan officer at (575) 748-9779.


 

Real Estate

Please contact Artesia Credit Union for all real estate questions at
575-748-9779

 

Overdraft Protection

18.00% *APR

 

Share Secured

  Amount Financed Rate
Share Accounts Not to exceed the principal & interest due 3.50% over the current share rate
     
Share Certificates Not to exceed the principal and interest due 2.00% over the currrent share certificate rate