Artesia News

Beware of Debt-Collection Scams

With the pandemic still wreaking havoc on the economy, many people are struggling to pay their monthly bills and meet their debt payments. Unfortunately, scammers are exploiting the financial downturn by tricking unsuspecting victims into paying for debts that don’t actually exist, or by using abusive tactics to collect legitimate debts. Don’t be the next victim of a debt-collection scam….

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Step 3 of 12 Toward A Debt-Free Life: Negotiate a Lower APR

If the majority of your outstanding debt is credit card debt, you may be spending hundreds of dollars just on interest alone. Aside from wasting money, this keeps you from moving forward and paying down your debt.Most people don’t know you can call up a credit card company and negotiate for a lower APR. Take the time this month to…

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COVID-19 is Causing a Coin Shortage

The COVID-19 Global pandemic caused an initial panic leaving store shelves empty of face masks and toilet paper. Hand sanitizer, cleaning supplies, paper towels and meat followed quickly in what was fast becoming routine for life during COVID-19. And now, the latest commodity to run in short supply is coins. Got change? Many financial institutions, retailers and private citizens don’t….

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All You Need to Know About the COVID-19 Stimulus Plan

After days of negotiations and last-minute changes, the Senate and the White House have signed a historic $2 trillion stimulus plan to help mitigate the economic fallout of COVID-19. The Coronavirus Aid, Relief and Economic Security Act (CARES) will put cash directly into people’s pockets, provide desperately needed funding for hospitals and help struggling businesses remain afloat in these financially fragile…

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Beware of Coronavirus Scams

Scammers are notorious for capitalizing on fear, and the coronavirus outbreak is no exception. Showing an appalling lack of the most basic morals, scammers have set up fake websites, bogus funding collections and more in an effort to trick the fearful and unsuspecting out of their money. The World Health Organization (WHO) has published on its website a warning against…

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5 Ways to Trim Your Fixed Expenses

When trying to trim a monthly budget, most people don’t consider their fixed expenses. These recurring costs, which include mortgage payments, insurance premiums and subscription payments, are easy to budget and plan for since they generally remain constant throughout the year. While people tend to think there’s no way to lower fixed expenses, with a bit of effort and research,…

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4 Incredible Facts in Honor of Black History Month

It’s Black History Month; so let’s celebrate! In honor of Black History Month, Artesia Credit Union is proud to share four little-known facts about African American history, along with a list of fun ways to commemorate black history and culture. 1. The Rev. Dr. Martin Luther King Jr. improvised the most historic part of his “I Have a Dream” speech. On…

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Step 2 of 12 Toward A Debt-Free Life: Don’t Dig Yourself Deeper

When you’ve dug yourself deep into a pit, the only way to get out is to stop digging. This month, focus on not racking up more debt. Stop using your credit cards. Skip your weekly trips that usually have you buying too many non-essentials. Instead, start brown-bagging your work lunch and brewing your own coffee. Get into the habit of…

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Step 1 Of 12 Toward A Debt-Free Life: Take Stock Of Your Debt

You’re determined that this will be the year you finally pay down (or pay off) that debt. Get ready, because every month, our Do It Today plan will have you taking another step on your journey toward living a debt-free life. First, sit down and take stock of all your debts. Don’t let the numbers scare you; you need to…

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Taking Steps Toward Financial Improvement For The New Year

Q: I’d like to focus on improving my finances in 2020, but there are so many areas that need attention. Where do I start? A: The start of a new year is a wonderful time to make important changes in your financial life. Lucky for you, you don’t have to go it alone. Artesia Credit Union will walk you through some financial…

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